Mike Smith

Mike Smith is a Board Director at Raphaels Bank, responsible for the Card Services Division, which he has grown from scratch to being joint largest UK provider of open-loop prepaid cards, with a rapidly expanding European business.

Mike joined the Lenlyn Group including Raphaels Bank and International Currency Exchange as Group Director of Marketing and Strategy in November 2005. He is also responsible for the Bank’s ATM estate which he launched in 2007 and which now has 175 highly profitable multi-currency machines.

Previously Mike was Head of Marketing in the Post Office’s Financial Services joint venture with Bank of Ireland, from its launch, moving there from Head of Banking at the Post Office where he helped launch the Universal Banking project.

Mike held several senior positions at NatWest over 18 years, including Head of Personal Customer Marketing for the Retail Bank, Head of Sales in Cards and Current Account Product Manager.